Innovative Wealth Strategies

From investing in Investment Trusts, ETFs or Collective Investments in various tax wrappers such as ISAs, Onshore and Offshore Investment Bonds right through to more niche investments such as EIS and VCT schemes. If you are looking at consolidating your investments and to potentially save on charges we can help you achieve this.
We adopt strategies to support your retirement goals. If you’re new to pension planning or have already built up funds for retirement we can advise you on a suitable strategy. If you have existing pensions and are looking to consolidate these we can provide a solution. We can advise on all types of pension such as workplace pensions, personal pensions and SIPPs. As well provide annuity advice and advice on flexible access drawdown pensions.
We provide trusted advice to manage your estate and assets. Estate and trust planning can be quite complex whether you’re trying to mitigate inheritance tax or reduce your tax burden there are many ways to achieve this. We will look at all your options and hopefully come up with a solution that is right for you.
Financial Planning should cover all aspects of life. Protecting yourself or the ones you love in the event of a critical illness, sickness or even death is often overlooked or at the very least any existing cover is usually insufficient. We are happy to discuss suitable life insurance policies such as term assurance, family income benefit or whole of life policies. As well as insuring your ongoing expenses are covered in the event of you not being able to work in the event of sickness or an accident through a suitable income protection policy or critical illness cover.
We have worked along side accountants giving advice to many company directors. Most accountants have a limited knowledge of financial services and are not regulated to give advice in the areas we advise on. We have helped directors both inside and outside IR35 with pension planning through their Ltd company and setting up life cover and income protection cover as a business expense. As well as this we can provide investment advice for excess cash sitting in the company’s bank account. We have also worked alongside the director’s accountant to come up with a business exit strategy. For companies with multiple share holding directors we have put in place a shareholder agreement for the remaining shareholder or shareholders to be buy out the deceased shareholder’s shares in the event of death by way of a life assurance policy.